Health care law brings expensive changes to FSA, HSA use - FoxBusiness.com:
"The first time you walk into your local pharmacy in 2011, to buy a package of cold medication and a bottle of cough medicine, you'll be in for a surprise if you try to pay with the debit card from your health savings account (HSA) or flexible spending account (FSA). While the purchase may go through, you could face a stiff penalty if you don't have a prescription."